Internal Credit Rating Solution
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Benefit
  • Controlling and reducing errors in the credit risk assessment process.
  • Saving 80% of the time, expenses and personnel for the credit institution.
  • Fast and accurate customer ratings and reviews.
  • 30% reduction in credit risk, detecting high-risk or fraud credit, reducing bad debt.
  • 15% Increase in new customer risk exposure.
  • Increasing the ability to make fast and accurate credit decisions, making it easier to manage.
  • Developing a suitable marketing strategy for each customer group.
Target
  • ​Applying Basel 2 standards to improve risk management capacity and safety standards in banking operations according to international practices.
  • Applying technology to the management, analysis and evaluation of customer information data.
  • Assisting the bank in:
    • Approval and credit granting decisions.
    • Performing credit risk management.
    • Determining the price of the credit.
    • Customer management and administration.
  • Considering it as a basis for setting up credit provisions.
Outstanding features of the product
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Internal Credit Rating Solution
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TNTech's customer care team is ready to advise and answer customer questions 24/7.
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Organizations and businesses
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I agree. Provisions on personal data protection under Decree 13/2023/ND-CP
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